Health Insurance | Just Simply Well

For many years, alternative healthcare disciplines have struggled to gain widespread acceptance within the health insurance industry, often leaving patients to cover the costs of these treatments out-of-pocket.

However, as public interest in holistic and preventative care has grown, some disciplines—such as chiropractic care, acupuncture, and massage therapy—have seen increasing recognition for their therapeutic benefits. In response, many insurance companies are beginning to offer coverage for select treatments, particularly when they align with evidence-based practices or complement conventional medical care.

This page provides an overview of various alternative healthcare disciplines and includes links to detailed information about insurance coverage policies for each discipline across major insurance providers, helping you understand your options and make informed decisions.

Accupuncture

Acupuncture, a key practice within Traditional Chinese Medicine, is increasingly recognized for its ability to relieve pain, reduce stress, and treat various conditions. Many insurance providers now offer coverage for acupuncture treatments, particularly for pain management and other medically necessary applications. This page provides an overview of acupuncture coverage by major insurers, making it easier for you to explore your options and take advantage of your benefits.

Ayurveda

Ayurveda, an ancient system of healing from India, emphasizes balance through personalized diet, herbs, and lifestyle changes. Insurance coverage for Ayurvedic treatments is rare, but some plans may cover specific therapies when they align with recognized medical practices. This page explores the extent of Ayurveda coverage offered by insurers.

Chiropractic

Chiropractic care, known for its focus on spinal health and musculoskeletal alignment, is one of the most widely accepted alternative healthcare disciplines. Many insurance companies now recognize its benefits in managing pain, improving mobility, and enhancing overall wellness. This page outlines the chiropractic coverage offered by major insurance providers, helping you navigate your options and maximize your benefits.

Energy Medicine

Energy medicine practices, like Healing Touch and Chakra Balancing, aim to restore the body’s energy flow. Insurance coverage for these therapies is uncommon but may be included in some wellness programs. This page reviews coverage for energy medicine by major insurers.

Functional Medicine

Functional medicine seeks to address the root causes of illness through a personalized approach. Insurance coverage for functional medicine is growing, particularly for diagnostic testing and medically supervised programs. This page highlights the extent of functional medicine coverage across insurance plans.

Herbal Medicine

Herbal medicine uses plant-based remedies for healing and wellness. Although insurance coverage for herbal medicine is uncommon, certain plans may cover herbal treatments prescribed by licensed practitioners. This page reviews coverage options for herbal medicine.

Holistic Medicine

Holistic nutrition emphasizes the relationship between diet and overall health. While insurance rarely covers holistic nutrition directly, some plans may cover consultations with licensed dietitians or nutritionists. This page details what to expect in terms of coverage.

Homeopathy

Homeopathy, which uses highly diluted substances to stimulate the body’s healing processes, remains a niche practice with limited insurance acceptance. However, some insurers may cover homeopathic treatments under specific circumstances. This page provides insights into homeopathy coverage across major insurance providers.

Hypnotherapy

Hypnotherapy uses guided relaxation to promote behavior change and manage conditions like anxiety or chronic pain. Some insurance plans now cover hypnotherapy when prescribed for medical purposes. This page provides an overview of hypnotherapy coverage.

Integrative Medicine

Integrative medicine combines conventional and alternative approaches for comprehensive care. Many insurers now include aspects of integrative medicine in their plans, recognizing its holistic value. This page explores coverage options for integrative medicine.

Kinesiology

Kinesiology focuses on muscle testing to identify imbalances and guide therapy. Insurance coverage for kinesiology is limited but may be included in broader physical therapy benefits. This page provides an overview of kinesiology coverage.

Massage Therapy

Massage therapy, valued for its ability to relieve tension, improve circulation, and support recovery, has gained traction as a complementary healthcare option. Some insurance providers now include massage therapy in their plans, often when prescribed for medical reasons such as injury recovery or pain management. This page highlights the coverage policies for massage therapy across major insurers, helping you make the most of your healthcare benefits.

Naturopathy

Naturopathy focuses on natural remedies and preventative care, offering a holistic approach to health. While insurance coverage for naturopathic treatments is limited, some providers are beginning to recognize its value in promoting wellness and managing chronic conditions. This page breaks down naturopathy coverage by various insurers to help you understand your options.

Osteopathy

Osteopathy integrates manual manipulation and holistic health principles. Many insurers recognize osteopathy for its evidence-based benefits, especially for musculoskeletal issues. This page provides details on osteopathy coverage by various insurers.

Physical Therapy

Physical therapy focuses on restoring movement, improving function, and managing pain through exercises and manual techniques. As a well-established healthcare discipline, physical therapy is widely covered by insurance providers, often as part of rehabilitation after injuries, surgeries, or chronic conditions. This page provides a detailed look at physical therapy coverage across major insurers, including what treatments are typically included and how to maximize your benefits.

Reflexology

Reflexology involves stimulating specific points on the feet, hands, or ears to improve overall health. Insurance coverage for reflexology is limited but may be available under some wellness-focused plans. This page outlines reflexology coverage by various insurers.

Reiki

Reiki, a form of energy healing, focuses on restoring balance and reducing stress. Insurance coverage for Reiki is rare, though some providers may offer coverage when it is part of a broader treatment plan. This page outlines the availability of Reiki coverage through major insurers.

Yoga

Yoga therapy uses tailored yoga practices to address specific health concerns. Insurance coverage for yoga therapy is growing, especially for conditions like chronic pain or stress management. This page provides details on yoga therapy coverage.