Is Massage Therapy Covered by Cigna?
Yes.
Cigna may cover massage therapy when deemed medically necessary as part of a physical therapy treatment plan. The therapy must be prescribed by a physician and carried out by a licensed physical therapist or other qualified provider recognized by Cigna.
Standalone massage therapy services are generally not covered. Long-term or ongoing massage therapy is typically not considered necessary and may not be covered.
Coverage Details:
- Must be prescribed and documented by a physician.
- Must be included in a physical therapy plan.
- Conducted by a licensed provider.
Pre-Authorization:
Yes. Pre-authorization is often required.
Limitations:
There may be restrictions on session numbers. Full massages are usually not covered unless they are part of a physical therapy plan.
Documentation Needed:
- Prescription or referral.
- Treatment plan.
- Progress notes.
Finding In-Network Providers:
Use Cigna’s directory to find providers.
Is a PCP Referral Needed?
Possibly. Check your plan for details.
Reimbursement for Out-of-Network:
Partial reimbursement may apply.
For More Information:
Visit Cigna’s official website or contact their customer service.